Also, not only was glass breakage the most frequent, but with around 1.43 billion Euros the most expensive reason for settlement.
A further concern for insurers is that although reported claims have actually declined (2016: 2.262 million vs. 2021: 2.019 million), costs have increased immensenly from 911 million Euros in 2016 to 1.43 billion Euros in 2021. Averaging just above 700€ per claim, this is an alarming increase to the average 400€ in 2006!
To put this in perspective, in the same year "Storm, Lightning & Hail" damages produced reimburseable costs of 1.067 billion Euros, yet reason why claims drippled and costs quadrupled was due to one event - a cyclone called "Bernd". Prior to 2021 only 131,000 bad weather claims were reported.
