Foyer Global Health, the leading health insurer in Luxembourg, was founded in 2014 and since has progressed to a medical insurer with not only a high standard of health insurance plans, but by keeping pace with digital evolution is able to offer quality and swift customer-orientated services and interactions.
Supporting expatriates with documentation in English, German and French, all 3 plans - Essential, Special & Exclusive - include in-patient, outpatient, dental, and medical evacuation along with full 24/7 medical assistance.
1. Full Medical Underwriting
Foyer Global Health cover the a wide range of pre-existing ailments and to evaluate the applicant's state of health ask 13 medical questions.
These include questions about weight & height, accidents, birth defects, dental status, disabilities, hospital stays, medication, pregnancy and vision.
2. Moratorium
Pre-existing conditions and related symptoms can jeopardise coverage or may be insured only after a waiting period of 24 months.
After holding an insurance policy for a continuous period of 2 years, Foyer Global Health will consider coverage of a pre-existing conditions if the insured person has not:
a) consulted a medical practitioner or specialist for medical treatment or advice; or
b) suffered symptoms; or
c) taken medication
for that specific condition.
The ALC Health Prima Travel plans are underwritten by: Millstream Underwriting Limited on behalf of AWP P&C S.A.- Dutch Branch, trading as Allianz Global Assistance Europe
FOYER GLOBAL HEALTH have divided their pricing structure into 5 zones.
| Zone 1 USA |
| Zone 2 Hong Kong & Israel |
| Zone 3 American Samoa, Andorra, Brazil, Canada, Cayman Islands, China, Greece, Guam, Guatemala, Honduras, Japan, Macau, Marshall Islands, Mexico, Micronesia, The Federated States of Monaco, Northern Mariana Islands, Palau, Puerto Rico, Russia, Singapore, Spain, Switzerland, Taiwan, Thailand, United Kingdom, Virgin Islands (U.S.) |
| Zone 4 Afghanistan, Aland Islands, Algeria, Angola, Anguilla, Antartica, Antigua and Barbuda, Argentina, Aruba, Australia, Austria, Bahamas, Bahrain, Bangladesh, Barbados, Belgium, Belize, Benin, Bermuda, Bhutan, Bolivia, Botswana, Bouvet Island, Brunei Darussalam, Burkina Faso, Burundi, Cambodia, Cape Verde, Central African Republic, Chad, Chile, Cameroon, Colombia, Christmas Island, Cocos (Keeling) Islands, Colombia, Comoros, Congo (Democratic Republic), Cook Islands, Costa Rica, Cuba, Cyprus, Denmark, Djibouti, Dominica, Dominican Republic, East Timor, Ecuador, Egypt, El Salvador, Estonia, Equatorial Guinea, Eritrea, Estonia, Ethiopia, Europa Island, Falkland Islands, Faroe Islands, Fiji, Finland, France, French Guiana, French Polynesia, Gabon, Gambia, Germany, Ghana, Gibraltar, Greenland, Grenada, Guadeloupe, Guernsey, Guinea-Bissau, Guyana, Haiti, Heard Islands and McDonald Islands, Iceland, India, Indonesia, Iran, Iraq, Ireland, Isle of Man, Italy, Ivory Coast, Jamaica, Jersey, Jordan, Kazakhstan, Kenya, Kiribati, Korea (North and South), Kuwait, Kyrgyzstan, Laos, Lebanon, Lesotho, Liberia, Libyan Arab Jamahiriya, Liechtenstein, Luxembourg, Madagascar, Malawi, Malaysia, Maldives, Mali, Malta, Martinique, Mauritania, Netherlands, Norway, Portugal, South Africa, United Arab Emirates |
| Zone 5 Albania, Armenia, Azerbaijan, Belarus, Bosnia and Herzegovina, Bulgaria, Croatia, Czech Republic, Georgia, Hungary, Latvia, Lithuania, Macedonia, Moldova, Montenegro, Poland, Romania, Serbia, Slovakia, Slovenia, Ukraine, Yugoslavia |